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    How much house can you afford?
    Larger houses might fit the needs of those whose finances allow a larger down payment or who have more available cash for contingencies, and those who are homebodies spending the majority of their time at their residence. Photo courtesy Luis Yanez for Pexels
    Local News
    By M. Melanie Pefinis  
    12 September 2025

    How much house can you afford?

    Financial experts suggest using simple mathematical equations when determining how much house you can afford. Let’s look at what variables to consider when wondering, “Is this too much house for me?” Traditionally, setting aside 25-28% of your monthly income for housing is a good place to start.

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